A simple life with simple pleasures can be lived very inexpensively and with reasonable financial management, can be coupled with a ridiculously short career. He's a fan of simple living in natural surroundings. He is merely the Henry David Thoreau for our time. What's not to like, right? Some call him extreme, but I don't find him all that extreme, to be honest. Invest your money in simple investments like index funds and investment real estate.Spending money on stuff that makes your life easier may be making you soft.Spend your money on what makes you happy and conversely, don't spend money on what doesn't make you any happier.Everyone around you is wasting a ridiculously huge sum of money. Here are the key points of his financial philosophy:
He's basically living on $25K a year and loving every minute of it. He's already spending so much less than he earns, that he doesn't need a dime from the site. He makes some money from it, but as near as I can tell, the site is dramatically “under-monetized.” I don't think he cares. He has a website with 10-20 times the amount of traffic as mine, about similar to the Bogleheads forum (which has over a hundred threads started a day.)
#MMM SIMPLE MATH FOR FREE#
They still do some work, both for free and for pay, but are not financially required to do so. They saved 65% of it for seven years, then retired at 30 so they could raise a family. He and his wife graduated from college and were making a decent amount of money. At any rate, if you're not familiar with his financial philosophy, you would do well to learn about it. I make more money (I think) and definitely spend more time earning it. He has more money (I think) and spends less of it. (We first met at a swanky dinner paid for by somebody else.) We're pretty much the same age, live in similar areas of the country and share lots of interests - we both enjoy personal finance, we hate spending money on stuff that doesn't make us happier, we both enjoy cycling, although I confess not to enjoy it very much in the snow, and we have both conditioned ourselves to enjoy suffering just for the sake of suffering. I really like Pete (yes, he actually does have a name) from meeting him both in-person and online. Money Mustache blog the other night on a slow night shift. Physician Wellness and Financial Literacy Conference – Park City.Continuing Financial Education – Las Vegas.Financial Wellness and Burnout Prevention for Medical Professionals.The weight on the steering axle is significantly altered by the amount of fuel you have and the position of your 5th wheel. Most of the time the change in weight of the steer axle will have little or no affect on where you’ll put the trailer tandems. Again, we’re assuming the weight won’t change on the steer axles for these examples, but in reality it might change a little bit. So as you can see, this is really simple math. Steer: remains unchanged for this example.The end result would be approximately: Steer: Assuming each hole in the tandemslider rail moves 400 pounds, you would have to slide your trailer tandems toward the front of the truck a minimum of two holes to transfer enough weight from your drive axles to your trailer tandems in order to get your axle weights legal. In this example, the drive axles are overweight (34,000 pound maximum) by 700 pounds. This distance varies between the different trailer manufacturers, and the larger the distance between the holes, the more weight will be shifted with each hole. The distance between the locking pin holes on the trailer will be the main factor affecting how much weight is moved per hole.
You can see the holes in the slider rail in the picture to the left (click to enlarge). The trailer tandems lock into place with a set of locking pins that slide into holes drilled into the tandem slider rail.
Conversely, by sliding the trailer tandems toward the rear of the trailer, you will take weight off the trailer tandems and put more weight onto the tractor’s drive axles. It’s rarely a factor when deciding where to place your trailer tandems.īy sliding the trailer tandems forward, you will put more weight on the trailer tandems and take weight off the tractor’s drive axles. For the purpose of focusing exclusively on positioning the trailer tandems, we’re going to ignore the minor changes to the weight of the steer axle. Sliding the tandems can also affect the weight on the steering axle, but to a rather small degree. Sliding your trailer tandems toward the front or back of the vehicle will primarily change the weight distribution between the tractor’s drive axles and the trailer tandems.
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